Board Logo

Buying Stuff Online
Brad - October 28th, 2008 at 02:39 PM

Ok here is a question for all you Internet Junkies. If you were to visit an online shop and buy something what would be your preffered method of payment.

Direct Debit - Take longer to get the order but costs nothing, requires internet banking access.

Paypal - around 2.4% fee charged, can pay with credit card, bak transfer or paypal account.

Credit Card - 1.3% fee charged but slower to use than paypal

Money Order - Australia Post sent to supplier

trickysimon - October 28th, 2008 at 02:57 PM

Usually use Direct Debit althought Paypal is a close second.
Simon

Gibbo - October 28th, 2008 at 03:03 PM

Paypal is kinda secured in case someone pulls a dodgy. I use that on ebay and bank deposit for people I know a bit more, like you guys on here.

Bizarre - October 28th, 2008 at 03:11 PM

Direct debit first followed by paypal then credit card

Guess i prefer direct debit as "they" give you "their" details rather than you giving "them" your credit card details

Paypal is the quick inbetween method but i understand there is a cost involved

matt - October 28th, 2008 at 03:39 PM

i prefer bank deposit or money order.

matt

LUFTMEISTER - October 28th, 2008 at 04:07 PM

I pay by gold leaf hidden in orifices:smirk:

donn - October 28th, 2008 at 04:09 PM

Just bought something and paid with pay Pal, although there wasn't enough in my PayPal account so the balance was automaticaly taken from my linked bank account, now that seems pretty good and the seller pays the fee as I see it although I pay a monthly fee on the PayPal account. Thing is that the people I bought it off sent me a message that they will post it as soon as they "recover" (their words) the money from PayPal as they claim it takes up to 7 days even though it disapeared from my account straight away. All seems a bit strange to me and has set me on the investigation trail.

Brad - October 28th, 2008 at 04:25 PM

Quote:
Originally posted by donn
Just bought something and paid with pay Pal, although there wasn't enough in my PayPal account so the balance was automaticaly taken from my linked bank account, now that seems pretty good and the seller pays the fee as I see it although I pay a monthly fee on the PayPal account. Thing is that the people I bought it off sent me a message that they will post it as soon as they "recover" (their words) the money from PayPal as they claim it takes up to 7 days even though it disapeared from my account straight away. All seems a bit strange to me and has set me on the investigation trail.


Usually "Recover" reffers to people who want to take it out of the PayPal account before they send the item as it stops the customer, ie you from getting the money back as they leave their PayPal account empty.

daz67 - October 28th, 2008 at 04:34 PM

I had this happen, put in a dispute with pay Pal then get told they have no money so Sorry but nothing they can do!!

I would prefer to pay by Credit card.

Quote:
Originally posted by Buggy Brad
Quote:
Originally posted by donn
Just bought something and paid with pay Pal, although there wasn't enough in my PayPal account so the balance was automaticaly taken from my linked bank account, now that seems pretty good and the seller pays the fee as I see it although I pay a monthly fee on the PayPal account. Thing is that the people I bought it off sent me a message that they will post it as soon as they "recover" (their words) the money from PayPal as they claim it takes up to 7 days even though it disapeared from my account straight away. All seems a bit strange to me and has set me on the investigation trail.


Usually "Recover" reffers to people who want to take it out of the PayPal account before they send the item as it stops the customer, ie you from getting the money back as they leave their PayPal account empty.

Joel - October 28th, 2008 at 05:38 PM

ugh i hate paypal, and only use it for ppl that wont take anything else
direct debit is my first choice and credit card as a last resort

paypal screw u with fees sometimes and often take unecessary processing time

ElusiveStranger - October 28th, 2008 at 06:13 PM

Credit card. Over here (uk) we have protection via CCA (Consumer Credit Act). If it goes wrong (product, transaction, etc) you claim from the Card company.
You prolly have the same thing over there.

With PayPal you really don't have a leg to stand on