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Insurance Companies
Peter_D_C - December 3rd, 2008 at 11:51 AM

Hey evryone,

Tyring to get my freshly painted '69 squareback comprehensively insured at the moment, but unfortunately nobody wants to touch it!

Before you start, im 28, rating 1, never claimed, licenced for 11years.

NRMA will do market value only (which is a lot less than that car is worth) and shannons wont touch it because even though its in a secured unit complex garage, this doesnt classify as a 'lock up garage'.

AAMI wont go pre '70.

Who does everyone use to insure their pre 70's cars???


vwsteve - December 3rd, 2008 at 12:07 PM

i use suncorp, dont forget that a market value is what your car in your condition, milage, accesories etc would sell for on the market place, if you can supply documentation of what others are selling for then you should be able to get a fair market value for it if something was to happen.


ian.mezz - December 3rd, 2008 at 12:36 PM

all my cars are insured with Shannons, I ve had a few claim no probs.


Peter_D_C - December 3rd, 2008 at 12:40 PM

Thanks Steve,

Dont know why i forgot about them! Just gave them a buzz - clearly the best so far.

Cheers,
Pete


pete wood - December 3rd, 2008 at 03:38 PM

ditto to shannons.


GTMac - December 3rd, 2008 at 03:55 PM

I use Shannons and have been great and best price for my Fastback.


68AutoBug - December 3rd, 2008 at 10:55 PM

Seems to be only Shannons and NRMA vintage veteran and classic car insurance,,,

NRMA V V classic car insurance IS NOT the same as the NORMAL NRMA....

1800 646 605 is their number

Shannons 134646 or 13GOGO ....

LEE


vwsteve - December 4th, 2008 at 06:31 AM

i started out with shannons but suncorp nearly halved the cost of insurance with my karmann ghias so.......


Sandy - December 4th, 2008 at 08:13 AM

Umm, you people recommending Shannons have read his post right???

Quote:
Originally posted by Peter_D_C[/i
shannons wont touch it


GTMac - December 4th, 2008 at 12:37 PM

Quote:
Originally posted by Sandy
Umm, you people recommending Shannons have read his post right???

Quote:
Originally posted by Peter_D_C[/i
shannons wont touch it




Yeah we can all read thanks thats why we responded to his last sentance as follows :kiss:

"Who does everyone use to insure their pre 70's cars???"

Im assuming the answer to this for the people who cant read is Shannons.


Sandy - December 4th, 2008 at 01:43 PM

Quote:
Originally posted by GTMac
[
I'm assuming the answer to this for the people who cant read is Shannons.


Haha, that statement makes a lot of sense when it's typed on a forum :lol:
But I'm actually interested in this too. I mean who else is there apart from Shannons for insuring classics? Lee mentioned NRMA Vintage & Veteran which I'd never heard of and others have mentioned Suncorp might be ok, but I'd only go with them if they will agree on a value. You'd think there'd be more options hey.


MickH - December 4th, 2008 at 02:04 PM

I was with Suncorp for 11 years then they refused to insure my Kombi when it was 30 years old unless I accepted THEIR "market value" which at the time was $750 for a twin cab ute.They refused to insure for agreed value on any of the cars that I owned,as they were "to old".They lost all my insurance premiums when I transferred everything from house to lawnmower over to Shannon's.Whats the point in insuring something if you can't place an agreed value on it??? A guy with some flash $100000 ford p.o.s. that I was speaking to the other night is using Vigil (sp) as Shannons wouldn't insure his car for more than $65000 so go figure.I think if the lock up gargage or lack of it is the problem there must be some way around it....otherwise try NRMA???


Peter_D_C - December 4th, 2008 at 03:23 PM

Quotes so far range from $156 to $360.

Companies that are willing to insure include: RACQ, NRMA, Suncorp. All these use market value, except Suncorp, where you can specify an agreed value, but they will default to the cheapest of either market or agreed to replace your car.

Companies that arent: AAMI : (Too old), Shannons: has to be in a single lock up garage (not a unit complex secure garage), Just Cars (too old)

Havent tried NRMA vintage & veteran yet.

If all this detail ive put up somehow contraveens forum policy, feel free to delete it.


68AutoBug - December 4th, 2008 at 06:19 PM

Quote:
Originally posted by rexy
i started out with shannons but suncorp nearly halved the cost of insurance with my karmann ghias so.......


Did the Agreed value go Up or Down???

Is the Suncorp for classic or old cars???
or just ordinary insurance??

LEE


greasykitchen - December 4th, 2008 at 07:58 PM

I use Shannon's and it doesn't have to be in a lock-up garage. I don't even have off-street parking (grrrrr). Admittedly my car is a '76. And I have agreed value but no salvage rights. Maybe it's not a classic car policy, only a regular one??


68AutoBug - December 5th, 2008 at 12:30 AM

I was just reading the NRMA classis vintage veteran car policy-

NO Excess if your car is stolen..
If Your car is a write off -
and Your car was built before DEC 1980
then You get to keep the wreck...

LEE


Wild1 - December 5th, 2008 at 12:37 AM

Try GIO vintage & veterans policy


vwsteve - December 5th, 2008 at 06:16 AM

mine are sum insd with suncorp, value stayed the same as shannons but price went down, dont forget you can negotiate a little as well, shannons do automaticly give you salvage rights but you can pay a little extra with suncorp and get it too.


Jay_1965vw - December 5th, 2008 at 06:56 AM

Shannon's must have different rules depending on where you live. Mine are both insured with them and I don't have a lock up garage, just a car port and 'on my property'. Seems very strange.


RED62E - December 5th, 2008 at 03:34 PM

GIO....$259 per year for $5500 cover and I get to keep the car if it is written off.
Standard excess not one of those pumped up ones.
Maybe be more expensive for driver of less years.