| [ Total Views: 1154 | Total Replies: 29 | Thread Id: 74221 ] |
|
|
 mickmick
Seriously Crusin Dubber
Posts: 112
Threads: 17
Registered: December 19th, 2008
Member Is Offline
Location: Bangor, NSW
Theme: UltimaBB Psyche Grey
|
| posted on January 21st, 2009 at 11:30 AM |
|
|
Insurance, are Shannons the only ones?
Hi folks, i pick up my 68 beetle tomorrow and the only comprehensive insurance i can find is Shannons as it is going to be a daily driver driving
about 20 000km a year. Nrma vintage insurance doesn't cover you if you do more than 9000km a year. Just car insurance will do 3rd party fire and
thieft with any mods for $570. My car has a 1916 engine in it with different exhaust, wheels, seats and a tacho. Anyone have other suggestions?
Thanks
Michal
Now taking donations to help make a Beetle healthy again  |
|
|
vwsteve
A.k.a.: steve
Veteran Volks Folk
karmann crazy
Posts: 2087
Threads: 200
Registered: July 25th, 2006
Member Is Offline
Location: Redcliffe QLD
Theme: UltimaBB Pro Navy
Mood: Busy!
|
| posted on January 21st, 2009 at 11:45 AM |
|
|
.
try suncorp, gio
1 1963 356b porsche coupe
2 1960 karmann ghia cab
1 1965 karmann ghia cab
1 1966 karmann cab
1 1961 split ute
1 1967 split p/van
1 1952 standard bug
1 1963 ragtop
1 1960 ragtop
2 1954 ovals
1 1956 oval baja project
1 1957 oval flying flea
|
|
|
VWCOOL
23 Windows of Awesome
Posts: 5158
Threads: 235
Registered: June 19th, 2003
Member Is Offline
Location: In the shed... Lake Macquarie NSW
Theme: UltimaBB Pro Blue ( Default )
Mood: happy to help
|
| posted on January 21st, 2009 at 02:00 PM |
|
|
Shannons 
Pay your debts, CxxT
|
|
|
 helbus
A.k.a.: Pete S
Super Administrator
Mad fabricator, paint and body
Posts: 7386
Threads: 312
Registered: September 1st, 2002
Member Is Offline
Location: In the garage chopping cars into bits
Theme: UltimaBB Pro Blue
Mood: In the thinking chair
|
| posted on January 21st, 2009 at 07:47 PM |
|
|
Shannons are the main player as they have setup especially for this kind of insurance.
The only other one I could suggest getting a quote from is Vigil. Do a Google search for 'vigil insurance' and see what information you can read
about. More info will help you make your decision.
|
|
|
BillK
A.k.a.: Bill
Commited Dubber
Posts: 50
Threads: 9
Registered: October 15th, 2006
Member Is Offline
Location: Canberra
Theme: UltimaBB Pro Blue
Mood: Looking Forward to Retirement
|
| posted on January 21st, 2009 at 09:24 PM |
|
|
I dont think you can beat Shannons for convenience, flexibilitiy and value for money - I arranged insurance for my 69 bug through Shannons today -
easy as , and HEAPS cheaper than anyone else . I also discovered that AAMI does not insure cars built prior to 1970, and they, AAMI, recommended
Shannons... Shannons will also give you what I think they call "laid-up" coverage - applies if your car is going to be off line for an extended
period such as respray, engine rebuild etc.. You just have to let them know when it starts and they reduce your premium while the car is off the road
. (Shannons also have the option for pay by the month and you still pay the same amount but spread over 12 months)
Gosh I wish I had known about that this time last year before the family's other beetle went in for a make-over !!
"Manuel" 1969 1500 Beetle
|
|
|
68AutoBug
A.k.a.: Lee Noonan
Aircooled Master
Beetle Restorer - Experience over 138% - YIKES --
Posts: 11654
Threads: 449
Registered: August 31st, 2002
Member Is Offline
Location: SCONE in UPPER HUNTER VALLEY NSW
Theme: UltimaBB Pro Yellow
Mood: Really Mentally Ill - all of the time -
|
 posted on January 21st, 2009 at 10:28 PM |
|
|
Yes, Shannons are good, although i have My beetle with NRMA classic insurance...
I can't remember about having My car off the road for a few months... I think the insurance stopped until My car was back on the road?? can't
really remember but My insurance is now due about 6 months after the rego...
If You are over 35 years old... prices drop dramatically..
You also need a good driving record... No speeding tickets etc... otherwise that hit You up for more money..
it also counts if you are insured for a few years...
so when you start out... its VERY Expensive...
You can change the insured value.. the higher it is the more you pay... My beetle is only insured for about half its value.. $5500 I could have
insured for $11000..
cheers
LEE
- [size=4]Helping keep Air Cooled VWs on the road - location: SCONE in the Upper Hunter Valley - Northern NSW 320 kms NNW of SYDNEY--- [/size]
|
|
|
mickmick
Seriously Crusin Dubber
Posts: 112
Threads: 17
Registered: December 19th, 2008
Member Is Offline
Location: Bangor, NSW
Theme: UltimaBB Psyche Grey
|
| posted on January 22nd, 2009 at 05:15 AM |
|
|
I rang GIO yesterday and to cover mine for $6500 was going to cost $230 or $295 with salvage. I'll try Shannons today and Vigil if i find a number
for them. Keep you posted.
Now taking donations to help make a Beetle healthy again |
|
|
desh
Wolfsburg Wizard
Posts: 463
Threads: 82
Registered: January 10th, 2009
Member Is Offline
Location: Tasmania
Theme: UltimaBB Vintage
Mood: 1965 1200 Beetle.
|
| posted on January 22nd, 2009 at 05:30 AM |
|
|
Shannons pay by the month insurance has been the best and cheapest I can find, never had to make a claim so unsure of what they are like when you need
them.
--------------------------
Kind Regards
Des
|
|
|
mickmick
Seriously Crusin Dubber
Posts: 112
Threads: 17
Registered: December 19th, 2008
Member Is Offline
Location: Bangor, NSW
Theme: UltimaBB Psyche Grey
|
| posted on January 22nd, 2009 at 04:59 PM |
|
|
Shannons was alot more expensive than i thought it was going to be, $540 but my girlfriend is 28 so maybe that counted against her. Ended up going GIO
for $295 with the salvage option. At least i have the car now, just got to get the brake lights going. I need to get the manual i think. Post the
photos soon.
Now taking donations to help make a Beetle healthy again |
|
|
vwsteve
A.k.a.: steve
Veteran Volks Folk
karmann crazy
Posts: 2087
Threads: 200
Registered: July 25th, 2006
Member Is Offline
Location: Redcliffe QLD
Theme: UltimaBB Pro Navy
Mood: Busy!
|
| posted on January 22nd, 2009 at 07:55 PM |
|
|
there u go
1 1963 356b porsche coupe
2 1960 karmann ghia cab
1 1965 karmann ghia cab
1 1966 karmann cab
1 1961 split ute
1 1967 split p/van
1 1952 standard bug
1 1963 ragtop
1 1960 ragtop
2 1954 ovals
1 1956 oval baja project
1 1957 oval flying flea
|
|
|
68AutoBug
A.k.a.: Lee Noonan
Aircooled Master
Beetle Restorer - Experience over 138% - YIKES --
Posts: 11654
Threads: 449
Registered: August 31st, 2002
Member Is Offline
Location: SCONE in UPPER HUNTER VALLEY NSW
Theme: UltimaBB Pro Yellow
Mood: Really Mentally Ill - all of the time -
|
| posted on January 22nd, 2009 at 08:01 PM |
|
|
In NSW You need to get a green slip with Your Registration [third party insurance]
and it can be hundreds cheaper..
If Your car is Insured....
I have to remind them [NRMA] every year as NRMA classic insurance is seperate from ordinary NRMA insurance...
otherwise i'd be down a lot of money each year...
Lee
PS: the insurance companies are out for every dollar they can get from You.. lol
- [size=4]Helping keep Air Cooled VWs on the road - location: SCONE in the Upper Hunter Valley - Northern NSW 320 kms NNW of SYDNEY--- [/size]
|
|
|
pod
A.k.a.: paul mrvw061
Compulsive Aussie Vee Dubber
i`ve got to finish this thing one day
Posts: 4980
Threads: 145
Registered: December 28th, 2003
Member Is Offline
Location: campbelltown,nsw
Theme: UltimaBB Pro Yellow
Mood: could be better
|
| posted on January 22nd, 2009 at 09:11 PM |
|
|
i have my baja on laid up insurance with shannons as i build it,and it hasnt been regoed for a few years
|
|
|
h
A.k.a.: Towely BuMpEr KING! ILLegal ALIEN on a roadtrip
Scirocco Rare
fractals - an ever changing lifestyle
Posts: 7670
Threads: 375
Registered: February 3rd, 2005
Member Is Offline
Location: noosa hillbilly 'yee har'
Theme: XMBX Pro Green
Mood: A T3 is not a Kombi - stop waving at me
|
| posted on January 22nd, 2009 at 09:19 PM |
|
|
all my oldies with shannons here.. pay by the month,
i keep whats mine and have an agreed $$..
cant beat that.. sweet!
|
|
|
thestu
Commited Dubber
Posts: 71
Threads: 13
Registered: January 19th, 2009
Member Is Offline
Location: Melb, Eastern Suburbs
Theme: UltimaBB Pro Blue ( Default )
|
| posted on January 28th, 2009 at 10:01 PM |
|
|
i wish i could go with shannons but i can't... i'm only 18 
i have no idea what i'm going to do when i get my beetle regoed!!
|
|
|
BillK
A.k.a.: Bill
Commited Dubber
Posts: 50
Threads: 9
Registered: October 15th, 2006
Member Is Offline
Location: Canberra
Theme: UltimaBB Pro Blue
Mood: Looking Forward to Retirement
|
| posted on January 28th, 2009 at 10:44 PM |
|
|
| Quote: | Originally
posted by thestu
i wish i could go with shannons but i can't... i'm only 18
i have no idea what i'm going to do when i get my beetle regoed!!
|
I suggest you actually go in and talk to Shannons - They will consider insuring you - even at 18! Prove to them that you are an "enthusiast" show
that YOU are doing or are keenly involved with car restoration or mechanics etc - if you can do an advanced driver training course or car control
course it helps build your experience points in your favour . My daughter - age -18 - Car - beetle - Insurer? SHANNONS.. You just have to talk to
them.
"Manuel" 1969 1500 Beetle
|
|
|
thestu
Commited Dubber
Posts: 71
Threads: 13
Registered: January 19th, 2009
Member Is Offline
Location: Melb, Eastern Suburbs
Theme: UltimaBB Pro Blue ( Default )
|
| posted on January 28th, 2009 at 10:53 PM |
|
|
SCORE!!!! i will be on the phone to them asappppp! 
|
|
|
eraser
Fahrvergnugen
Posts: 970
Threads: 128
Registered: March 11th, 2005
Member Is Offline
Location: Adelaide
Theme: UltimaBB Pro Powder
|
| posted on January 29th, 2009 at 06:26 AM |
|
|
Just keep in mind if they say do you have any speeding fines you say "no" even if you have they cant legally find out if you have any.
I'm sure I'm going to be attacked over saying that.
|
|
|
vwsteve
A.k.a.: steve
Veteran Volks Folk
karmann crazy
Posts: 2087
Threads: 200
Registered: July 25th, 2006
Member Is Offline
Location: Redcliffe QLD
Theme: UltimaBB Pro Navy
Mood: Busy!
|
| posted on January 29th, 2009 at 06:32 AM |
|
|
.
ha ha, yeh eraser you will get attacked over that one, i think you will find they can find out later and up your excess or deny your claim
for all of you out there, i know shannons is good with classic cars but you should still shop around, shannons was nearly double the price with
karmann ghias compared to who i am with, just a thought
1 1963 356b porsche coupe
2 1960 karmann ghia cab
1 1965 karmann ghia cab
1 1966 karmann cab
1 1961 split ute
1 1967 split p/van
1 1952 standard bug
1 1963 ragtop
1 1960 ragtop
2 1954 ovals
1 1956 oval baja project
1 1957 oval flying flea
|
|
|
mickmick
Seriously Crusin Dubber
Posts: 112
Threads: 17
Registered: December 19th, 2008
Member Is Offline
Location: Bangor, NSW
Theme: UltimaBB Psyche Grey
|
| posted on January 30th, 2009 at 05:23 AM |
|
|
Yeah Rexy, that was the case with me also, double the amount with Shannons compared to GIO.
Now taking donations to help make a Beetle healthy again |
|
|
REDKG
Officially Full-On Dubber
Posts: 327
Threads: 76
Registered: August 29th, 2002
Member Is Offline
Location: sutherland-sydney
Theme: UltimaBB Pro Blue ( Default )
|
| posted on January 30th, 2009 at 06:26 PM |
|
|
did you declare that the car was modified? (wheels , motor and exhaust) most insurers will only cover factory options.
|
|
|
68AutoBug
A.k.a.: Lee Noonan
Aircooled Master
Beetle Restorer - Experience over 138% - YIKES --
Posts: 11654
Threads: 449
Registered: August 31st, 2002
Member Is Offline
Location: SCONE in UPPER HUNTER VALLEY NSW
Theme: UltimaBB Pro Yellow
Mood: Really Mentally Ill - all of the time -
|
| posted on January 30th, 2009 at 11:18 PM |
|
|
Shannons are good if you can tick all the good boxes...
under 25 X
no insurance before X
no no claim bonus X
no good driving history X
You really can't do anything about these things when you are 18...
but pay the money... a lot of money....
if You put the insurance in someone elses name...
until You are 25..
then You still don't have
- a no claim bonus -
or been insured before....
so no good insurance record...
although it should be cheaper when you are over 25...
may NOT be much more though....
Sorry I couldn't help..
LEE
http://community.webshots.com/user/vw68autobug
- [size=4]Helping keep Air Cooled VWs on the road - location: SCONE in the Upper Hunter Valley - Northern NSW 320 kms NNW of SYDNEY--- [/size]
|
|
|
Volksaddict
Wolfsburg Wizard
Posts: 533
Threads: 102
Registered: December 25th, 2004
Member Is Offline
Location: Sawtell Mid North NSW
Theme: UltimaBB Pro Blue ( Default )
Mood: hooked
|
| posted on January 31st, 2009 at 05:22 PM |
|
|
Best deal on my ghia was NRMA
Cheers&Beers
Ray V
|
|
|
mickmick
Seriously Crusin Dubber
Posts: 112
Threads: 17
Registered: December 19th, 2008
Member Is Offline
Location: Bangor, NSW
Theme: UltimaBB Psyche Grey
|
| posted on February 2nd, 2009 at 06:48 AM |
|
|
Yeah i declared the 1916 engine, wheels, disc brakes, exhaust, seats and stereo. GIO had no problem with it. Shannons wanted alot more detail and it
had to be garaged as well.
Now taking donations to help make a Beetle healthy again |
|
|
timmyj
Casual Dubber
Posts: 20
Threads: 5
Registered: January 16th, 2009
Member Is Offline
Theme: UltimaBB Pro Blue ( Default )
|
| posted on February 10th, 2009 at 10:02 AM |
|
|
I'm with Shannons for the beetle and they cover my daily drive too.
I told them about everything on the beetle, lowered, suicide doors engineered, even the shaving of the handles. If i wreck the car they pay me and i
get to keep the mess too.
I don't pay more that $350 per year. But I've got no fines in the past 7 years and I'm over 25, the car lives in a garage in a reasonable
suburb.
Shannons really are case by case.
|
|
|
1SlowBeetle
Commited Dubber
Posts: 56
Threads: 10
Registered: September 11th, 2007
Member Is Offline
Location: Newcastle
Theme: UltimaBB Pro Blue ( Default )
|
| posted on February 22nd, 2009 at 09:08 PM |
|
|
I've been with Shannons for years, since NRMA told me that wide wheels and a spots steering wheel was unreasonable.
I have all my cars, on and off the road insured (most off) and they have been great. They know all the mods and they know about my one speeding
fine... per year... and it's still reasonable. For 1 bike and 2 cars in the garage and my 59 bug with a 1916 parked off street it costs me $34 per
month. I must admit that I do have a full 60% no claim.
I wouldn't go anywhere else since the money and my experience when I have claimed is all good. That's my case anyway.
Oh, I drive the bug everyday and everywhere I go...
59 bug w 1916cc
|
|
|
barls
A.k.a.: Mr indestructible
Super Administrator
Causer of Chaos and Mayhem
Posts: 9467
Threads: 295
Registered: June 22nd, 2004
Member Is Offline
Location: cruising in denistone east
Theme: UltimaBB Streamlined2
Mood: indestructible? and listening to the voices
|
| posted on February 22nd, 2009 at 09:26 PM |
|
|
with shannons as well. great deal with agreed value, people that understand cars working the phone, salvage rights, my choice of repairer and one free
windscreen replacement a year.
|
|
|
beetleboyjeff
A.k.a.: Jeff Walsh
Custom Title Time!
Posts: 1773
Threads: 40
Registered: February 13th, 2009
Member Is Offline
Location: Port Macquarie
Theme: UltimaBB Pro Blue ( Default )
Mood: Drive bugs hard
|
| posted on February 22nd, 2009 at 11:54 PM |
|
|
I would also recommend Shannons. I was with NRMA for about 20 years, then when my daughter ran my bug off the side of the Walcha mountain and I wanted
to claim, I had about 3 months of angry phone calls to keep my car. It had a brand new 1916 in it (only about 1500km on it) and heaps of other
goodies, all of which had been declared.
Once I got eventually got the car back and repaired it, I went with Shannons. I have had a few speeding fines, a biggish claim when I went up the back
of a suzuki which drove it up the back of a commodore, and a windscreen claim. They have been fantastic at every move. We also had our Mk 3 VR6 golf
with them, and now have the V5 Bora with them. I think we pay $116 per month, which is for both cars, but I reckon it is well worth it.
From your ole' mate Jeff
|
|
|
silver
Veteran Volks Folk
Dangerous when poked
Posts: 2169
Threads: 162
Registered: December 8th, 2002
Member Is Offline
Location: Sydney
Theme: UltimaBB Pro Blue ( Default )
Mood: In 2 Minds
|
| posted on February 23rd, 2009 at 08:29 AM |
|
|
But they wont touch a Business Use Splitty!
Keeping it real !
|
|
|
barls
A.k.a.: Mr indestructible
Super Administrator
Causer of Chaos and Mayhem
Posts: 9467
Threads: 295
Registered: June 22nd, 2004
Member Is Offline
Location: cruising in denistone east
Theme: UltimaBB Streamlined2
Mood: indestructible? and listening to the voices
|
| posted on February 23rd, 2009 at 05:31 PM |
|
|
thats strange because the old man has his navara insured with them and its the work car.
|
|
|
68AutoBug
A.k.a.: Lee Noonan
Aircooled Master
Beetle Restorer - Experience over 138% - YIKES --
Posts: 11654
Threads: 449
Registered: August 31st, 2002
Member Is Offline
Location: SCONE in UPPER HUNTER VALLEY NSW
Theme: UltimaBB Pro Yellow
Mood: Really Mentally Ill - all of the time -
|
| posted on February 23rd, 2009 at 07:05 PM |
|
|
| Quote: | Originally
posted by Volksaddict
Best deal on my ghia was NRMA
|
was that NRMA Classic car insurance??
where You get the car back if its a write off..
or normal NRMA??
LEE
- [size=4]Helping keep Air Cooled VWs on the road - location: SCONE in the Upper Hunter Valley - Northern NSW 320 kms NNW of SYDNEY--- [/size]
|
|
|
