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Insurance

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shamer11 Learner Dubber

19 posts · joined Nov 2004 ·

#280587
Hey Guys

Can anyone recommend an insurance company that will insure my 74 Kombi for what it is worth and not some imaginary figure that Joe insurance man picks out the air. I have had it insured before with an agreed value of $7500 but since moving to Brisbane they are all saying $2500 is the market value which is B/shit.

I also don't want to be paying massive premiums to get it fully comp, can anyone recommend an insurance company who accepts the value of a well kept VW Kombi?

Thanks
Stevie Boy!

shamer11 Learner Dubber

19 posts · joined Nov 2004 ·

#280588
[Edited on 16-12-2004 by shamer11]

carisma Officially Full-On Dubber

263 posts · joined Sep 2004 ·

#280613
i have my 72 superbug insurance with suncorp for $8000 and its $184 a year for agreed value or $17.69 a month,,,,,,,,,,,market value was $2500 they said,,,,,,,,,,,,,shannons wanted $354 month for $6000 they wouldnt go any higher,,,,,,,,and suncorp gets u a rental car to and work finished in 7 days if smashed,,,,racq was a bit cheaper but have ellegal window tint so they wouldnt touch my car.....colleen

shamer11 Learner Dubber

19 posts · joined Nov 2004 ·

#280736
The Aussie Peso has been influenced by inflation over 30 years. I would love to buy my beer at 1974 prices, just not gonna happen.

You could not buy an excellent condition, rust free, mechanically sound, well kitted out Kombi for $2500 (or $3797) which would be the situation should some spotty boy racer take a header into my van. It just happens that this suits the big W@nky corporate insurance types, that think that VW owners are all pot smoking hippies.

There must be loads of VW punters on this site that have had the same problem as me. Give me a yell if you can help.

Stevie Boy!

bugmeister Slammed & Awesome Dubber

89 posts · joined Sep 2002 ·

#289607
I am also interested to know whether there are any other companies that insure a modified '66 Beetle for third party property (not fire and theft). Shannons was good as since it was only 3rd party property, they didn't care about the mods, but all other companies seem to be scared away by the mods.

Cheers
Peter

sax Insano Dub Head

846 posts · joined Mar 2004 ·

#289649
A mob called Just cars will insure modified cars, all sorts of cars.
" You're not a team player "

57kombi Hannover Elder

2,544 posts · joined Aug 2002 ·

#290062
Just Cars is the boy racer side of AAMI.
They will insure anything but at a price,
Might not do old stuff, as they are mostley for the jap imports and young drivers with convictions etc.

Cheers
Dave

Resto64 Jack of all, master of none

1,081 posts · joined Apr 2004 ·

#290088
what about shannons they do my Beetle for agreed value

bugmeister Slammed & Awesome Dubber

89 posts · joined Sep 2002 ·

#290114
Yeah I rang them and they don't do cars older than 30 years. Surely Shannons isn't the only company willing to insure modified cars this old?

Suzii Casual Dubber

48 posts · joined Jun 2003 ·

#290139
That funny..... because when I rang Shannons to insure my 67 beetle on friday they said they would insure it even if I put a bigger motor in it but it would cost a bit more but it certainly wasn't extortionate.

bugmeister Slammed & Awesome Dubber

89 posts · joined Sep 2002 ·

#290204
Oh sorry I was talking about Just Cars. I am currently with Shannons but am always looking for a cheaper option. Almost $400 just for 3rd party property (no driving offences or claims) has always seemed too expensive too me.

Back to the original thread though...Is it just me it annoys though that with house insurance, what you end up getting back is what you lost (mostly), but with car insurance, the market value they give would barely buy me another set of carbs that are on the car. End of rant.

aggri1 Insano Dub Head

824 posts · joined Dec 2003 ·

#291445
He, yeah, some of those companies sure have a funny idea of what things are worth. I guess it's tricky, I mean, you could get a '74 for a few hundred, it's just that that would be a rustbucket piece of garbage, clearly not what you have. But some don't see the difference perhaps...

Um, well: I have Shannons comprehensive. Just under $500/year for agreed value of about $3000. OK, that doesn't sound too great does it, but I am still just under 25 years of age (only some months to go, woohoo, cheaper insurance!).

Cheers dudes!
Aurel

57kombi Hannover Elder

2,544 posts · joined Aug 2002 ·

#291490
I have got the bus insured through Shannons
I would recommend them and I am an insurance investigator.
Got mine insured for $25k, costing me $350 per year.
restricted to 10,000kms per year, but I'm an old fart so thats why it is so cheap.

Cheers
Dave

shamer11 Learner Dubber

19 posts · joined Nov 2004 ·

#296045
Thanks for all your input, Tried Shannons they were quite good $350p/y, but on the off chance I tried Suncorp and they were amazingly $180p/y for an agreed replacment price of $8000, it's not usual to get a result from insurance companies, but there you have it.

Stevie Boy!!!