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Insurance !!!

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bugboymatt Custom Title Time!

1,405 posts · joined Aug 2002 ·

#36527
Hello peeps.
Right need advice on insurance for my bug.
What companies are good bad cheap expensive !!!
All the usual gen would be great thanks.
Want to get it insured proper like !
Da Time For The Aircooled Revolution Is Upon US.
Brothers & Sisters Lets Hit The Streets, Roll As One. And Feel The Power Of The Aircooled Storm.

vanderaj Administrator a suffusion of yellow

3,130 posts · joined Aug 2002 ·

#36535
Just a quick administrivia note: please keep replies to "good" companies only. There will be more than enough good companies to try, without getting us into the pooh with *really* *really* big companies who have retained legal staff.

On to my answer:

I find Shannons good for the older stuff. I've had no problems with AAMI for my Echo and then my New Beetle and subsequently my house. But I've not had to claim for anything, so basically...

Andrew

SKEWtYpe3 Custom Title Time!

1,859 posts · joined Aug 2002 ·

#36551
from speaking with shannons staff they seem very good but theres that one little catch. the car must be garaged when not in use, thats where i am stuck at the moment,looking for a shed.......🙁

BiX Veteran Volks Folk

2,499 posts · joined Sep 2002 ·

#36557
Does anybody know who wil do a agreed value for a beetle. I only seem able to get market value. Shannons wouldn't talk to me last time, said I was to young!

Iam also looking into insurance at the moment, 20yr male, car garaged, fixed value and I don't want to spend $1000+ for insurance. ands can't seem to find anything🙁

kombi_kid Moderator Good Kid too many projects

124 posts · joined Aug 2002 ·

#36562
tis very hard shannons wont take u under 25 i think but they are the best for older cars
cheers
rhys
it aint just cool its aircool'd

Bizarre Moderator The artist formerly known as blue74l

12,787 posts · joined Aug 2002 ·

#36563
the biggest problem is
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.
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.
.
"modifications"

NRMA are actually quite good. But no one besides Shannons will do twin Webers, cam and bigger cubes.

For some STRANGE reason cam changes seen to be a sticker the most. Now that can be a hard one to check.
NRMA "I THINK" will do twin Kads. I think the ruling is they will do "twin carbs". When i tried to explain twin 2bbls they just went weak at the knees.
They they say well ...... tell us "what you have done" The old catch 22. They wont tell you what you CAN do!

As stated before Shannons wont touch you if you park on the street.
The ones that will wont touch you if you are modified.

My deal is insure with one of the majors cause comprehensive is just a bit more than 3rd party - gut treat it as 3rd party and theft only
Futue te ipsum!!!

OvalGlen Custom Title Time!

1,361 posts · joined Aug 2002 ·

#36590
I am so happy with Shannons.
but luckily (I guess ) am old dude.
Young at heart of course.
Use the internet to check them out,
I did quick comparison recently for house ins and saved heaps,
sorry Yianni I forgot your compare loans stuff.
Worth asking Yianni, cant hurt.
Regards,Glenn>

Baja Wes V6 Baja Pioneer

3,119 posts · joined Aug 2002 ·

#36601
Shannons will take people under 25 (I was 23 when I started with them). I think 20 might be their age limit.

If you car is relatively stock then racq / aami whatever will give you pretty good rates if your happy with market value.
Wes - www.offroadvw.net - 200HP Quad Cam V6 in a VW Baja - with climate control... 🙂
www.taylorcycles.com.au - My DH MTB racing brothers shop.

blownKombi Casual Dubber

39 posts · joined Mar 2003 ·

#36623
i got my insurance from shannons. On my super modified blown kombi. I'm only 22 myself and they didn't have an issue. I just had to put an immobliser on it from the list that they chose, price around $400 but i've got a mate who is an auto electrician, they even gave me discounts for mutliple cars, i also had a type 3 wagon modified into a ute, and i'm just about to get insurance off them for my Baja.
I heard "just cars insurance" are good also

Grey 57 Old Grey Cruiser

2,937 posts · joined Aug 2002 ·

#36625
Shannons, best by a mile for old / enthusiasts cars.
Agreed value
Keep the wreck
Fair charges

The mainstream guys just dont know or want to know about older cars.

sand kombi Officially Full-On Dubber

345 posts · joined Feb 2003 ·

#36628
As above, all I had to do was have a valuation on the twin cab done [show all your receipts to the valuer when he comes]. A bit dearer but "AGREED VALUE"
MIKE.
VW'S DON'T LEAK OIL, THEY JUST LEAVE THEIR MARK !!!

Pat Officially Full-On Dubber

314 posts · joined Oct 2002 ·

#36790
I had Shannons when I was 18, they were the only company that would insure me for my Cordia. Say the word "Turbo" and "Under 25" to an insurance company and watch them run.
Ooh, suits you sir!

70AutoStik Insano Dub Head

730 posts · joined Aug 2002 ·

#37013
Under 25. Modified. Agreed value.

You need to see an insurance broker. Call some local car clubs and ask for their advice [Vintage guys are often strongest.] Most will help you even though you aren't a member, 'cos they want to support the companies that support them. Be ready for large premiums, however (agreed value that actually pays up is getting rarer and rarer.)

Grey 57 Old Grey Cruiser

2,937 posts · joined Aug 2002 ·

#37017
And a tip, dont go to soft on the agreed value.
If your VW was totally destroyed or stolen what would it really cost to get back what you had. Accessories, rare panels, lights.
Man that stuff really starts to add up.

whatnow Custom Title Time!

1,000 posts · joined Jan 2003 ·

#37171
i agree with all those who say shannons. i have never had an issue with them (but i haven't made a claim either).
they were the only ones who would insure me at the time... 24yo with a modified 60's car (my beetle of course)
plus they will insure cars off the road being restored or awaiting restoration.
plus when i first got my insurance with them the guy boosted my no claim to the top level because it was just before christmas and said "add a camber compensator and some dellortos (to the mods i had already done) and it will really go, that is what i did to mine"

vdbleu2002 Seriously Crusin Dubber

154 posts · joined Sep 2002 ·

#37278
I'm with NRMA Vintage and veteran dept. Was cheaper than shannons especially with multi policy discounts.

kombi_kid Moderator Good Kid too many projects

124 posts · joined Aug 2002 ·

#37291
i will be facing the insurance delema soon when i first want to register my panelvan for my first car!!! not sure what i wont to do weather i should insurure it under my parents name (u know all the crap that gopes with it) or finding someone who will insure it without me going dead broke etc
shannons knocked back my bro last year when he wanted to insure his bug!! i will contact the vintage car club here !!
cheers
rhys
p.s. any suggestions on what way to go advantages- disadvantages
it aint just cool its aircool'd