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Insurance Hassles!

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Lams Wolfsburg Wizard

536 posts · joined Sep 2004 ·

#483900
Hello guys how are you all doing? Haven't been on here for a while.

Well I have been aircooled-less for a few months now, and I finally found one to get me back into the club

but I'm having trouble finding insurance!

The car is a fully restored '76 Beetle, with a few mods and accessories. I gave Shannons a ring (they were cheap for my bomb '60, only $13 per month 3rd party only) and they wanted $2200 per year for premium! NO WAY!

I rang RACQ and stupidly told them that the car's only lowered in the front, and they won't insure. I rang Just Cars and would not budge on the insured value of $4000 - $600 per year.

The trouble is that I'm only 20. Actually, 21 in an hour!

Who else should I try?

Thanks!
Alex
speeding is bad!
relax - god's in charge

crewcabconnection Being Sid James

1,922 posts · joined Apr 2003 ·

#483905
your parents and go named driver.
Loves a lolcat

ByronBug High Priestess of Unequaled Coolness & Flower Child

1,446 posts · joined Sep 2002 ·

#483911
:sandrine
Suncorp in Brisbane was fairly cheap when I had the bug registered up there...cos of its age it was classed as a classic vehicle & was very cheap to insure.
Try them....
Judy 🙂
59 Microbus Kombi (MERCY)
64 Microbus Kombi (CHANNON)



BiX Veteran Volks Folk

2,499 posts · joined Sep 2002 ·

#483981
Suncorp, are doing great deals on 30 years or older cars. My mother had her beetle insured with my 20yr brother as a listed driver for under $200 full comp. I used to be insured for the beetle with them, but they refused when i went for a higher value and listed all the mods, they wouldn't insure it as it is calssed as a race car (though only goes on the track about 1 or 2 times a months and spends more time on the road). I am now with shannons, but i know they are pretty harsh on young ppl, i gave up when i was under 22.
I have no sympathy for my car, only the wallet that pays for it!
Go hard or go home!!!!

VWCOOL 23 Windows of Awesome

5,158 posts · joined Jun 2003 ·

#483992
They aren't harsh on young people per se, just people who have no demonstable low-risk history with modified or classic car ownership. In other words, you have to earn the right to get insurance at a good price
Pay your debts, CxxT

PrettyBlueBug Almost over it...

2,032 posts · joined May 2005 ·

#484026
I found that too when I was ringing for insurance as a young little thing, comprehensive couldn't even be thought of. I had 3rd party fire & theft for two years until the comprehensive prices dropped enough for me to afford it, and that way too I had 2 years insurance under my belt so better no claim bonus. 🙂

XXX-1.8T Bishop of Volkswagenism

3,113 posts · joined Oct 2002 ·

#484029
Lams try Shannons again and tell them you are member of a VW club

Anthiron The Baja Rejuvenation Begins

4,936 posts · joined Oct 2003 ·

#484050
my baja is insured with shannons for 3rd party.

and its far from a stock bug.

give them another go.

i pay about 30 bucks a month. and am 19
62/60 model bug eye baja bug, (Full Build in Progress)
1974 Chevrolet Luv
1970 MK2 Ford Cortina GT
1979 Yamaha RX125 Two Stroke tracker project.
2004 Harley Davidson Sportster XL Custom

Schmoburger Baywindow Mafia Godfather and Cement-Shoe Fitter

2,185 posts · joined Oct 2005 ·

#484085
Nick... how did you get past the under 25 thing with Shannons? 🙂
1976 Kombi Trakka camper, "Buttercup"... driver.
1976 Beluxe Microbus, "Saphir"... resto.
1974 Kombi panelvan, "George"... shed.
1974 Superbug, "Schmeetle"... resto.
[img]http://i23.photobucket.com/albums/b366/c

barls Administrator Causer of Chaos and Mayhem

9,473 posts · joined Jun 2004 ·

#484198
i had my bugs with shannons since 2000 and i was 20. never had a problem except from one year when the wanted to charge me $2000 but i told them no ill have the same price as the previous year with the same policy, the werent going to do it but came around in the end.
“We all pay for life with death, so everything in between should be free.” Bill Hicks
the chaos project - click me

baybuscamperkid prince of insufficient light, ruler of heck

4,316 posts · joined Aug 2002 ·

#484217
give GIO a go, Im 19 and Im with them, they took on my kombi for about $350/year (with only a $1800 value) but then as my type3 wagon is over 30 years old i get full vintage comprehensive, salveage rights, $2800 value for a beater type3 and all for $250. and they are happy to do agreed value if you send in a valuation from someone reputable.
Reimagined/Recycled/Upcycled Cool

Lams Wolfsburg Wizard

536 posts · joined Sep 2004 ·

#484406
Thanks for the advice guys

When I get some spare time I should try ringing around again!
speeding is bad!
relax - god's in charge

baybuscamperkid prince of insufficient light, ruler of heck

4,316 posts · joined Aug 2002 ·

#484461
forgot to mention, the kombi is a camper with a scobydoo motor, so not exactly standard.
Reimagined/Recycled/Upcycled Cool