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Insurance, are Shannons the only ones?

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mickmick Seriously Crusin Dubber

112 posts · joined Dec 2008 ·

#690669
Hi folks, i pick up my 68 beetle tomorrow and the only comprehensive insurance i can find is Shannons as it is going to be a daily driver driving about 20 000km a year. Nrma vintage insurance doesn't cover you if you do more than 9000km a year. Just car insurance will do 3rd party fire and thieft with any mods for $570. My car has a 1916 engine in it with different exhaust, wheels, seats and a tacho. Anyone have other suggestions?
Thanks
Michal
Now taking donations to help make a Beetle healthy again 😂

vwsteve karmann crazy

2,087 posts · joined Jul 2006 ·

#690672
try suncorp, gio
1 1963 356b porsche coupe
2 1960 karmann ghia cab
1 1965 karmann ghia cab
1 1966 karmann cab
1 1961 split ute
1 1967 split p/van
1 1952 standard bug
1 1963 ragtop
1 1960 ragtop
2 1954 ovals
1 1956 oval baja project
1 1957 oval flying flea

VWCOOL 23 Windows of Awesome

5,158 posts · joined Jun 2003 ·

#690703
Shannons 😎
Pay your debts, CxxT

BillK Commited Dubber

50 posts · joined Oct 2006 ·

#690772
I dont think you can beat Shannons for convenience, flexibilitiy and value for money - I arranged insurance for my 69 bug through Shannons today - easy as , and HEAPS cheaper than anyone else . I also discovered that AAMI does not insure cars built prior to 1970, and they, AAMI, recommended Shannons... Shannons will also give you what I think they call "laid-up" coverage - applies if your car is going to be off line for an extended period such as respray, engine rebuild etc.. You just have to let them know when it starts and they reduce your premium while the car is off the road . (Shannons also have the option for pay by the month and you still pay the same amount but spread over 12 months)

Gosh I wish I had known about that this time last year before the family's other beetle went in for a make-over !!🙄
"Manuel" 1969 1500 Beetle

68AutoBug Beetle Restorer - Experience over 138\% - YIKES --

11,654 posts · joined Aug 2002 ·

#690786
Yes, Shannons are good, although i have My beetle with NRMA classic insurance...

I can't remember about having My car off the road for a few months... I think the insurance stopped until My car was back on the road?? can't really remember but My insurance is now due about 6 months after the rego...

If You are over 35 years old... prices drop dramatically..
You also need a good driving record... No speeding tickets etc... otherwise that hit You up for more money..
it also counts if you are insured for a few years...
so when you start out... its VERY Expensive...

You can change the insured value.. the higher it is the more you pay... My beetle is only insured for about half its value.. $5500 I could have insured for $11000..

cheers

LEE
- Helping keep Air Cooled VWs on the road - location: SCONE in the Upper Hunter Valley - Northern NSW 320 kms NNW of SYDNEY---

mickmick Seriously Crusin Dubber

112 posts · joined Dec 2008 ·

#690805
I rang GIO yesterday and to cover mine for $6500 was going to cost $230 or $295 with salvage. I'll try Shannons today and Vigil if i find a number for them. Keep you posted.
Now taking donations to help make a Beetle healthy again 😂

desh Wolfsburg Wizard

463 posts · joined Jan 2009 ·

#690806
Shannons pay by the month insurance has been the best and cheapest I can find, never had to make a claim so unsure of what they are like when you need them.
--------------------------
Kind Regards
Des

mickmick Seriously Crusin Dubber

112 posts · joined Dec 2008 ·

#690908
Shannons was alot more expensive than i thought it was going to be, $540 but my girlfriend is 28 so maybe that counted against her. Ended up going GIO for $295 with the salvage option. At least i have the car now, just got to get the brake lights going. I need to get the manual i think. Post the photos soon.
Now taking donations to help make a Beetle healthy again 😂

vwsteve karmann crazy

2,087 posts · joined Jul 2006 ·

#690964
there u go😎
1 1963 356b porsche coupe
2 1960 karmann ghia cab
1 1965 karmann ghia cab
1 1966 karmann cab
1 1961 split ute
1 1967 split p/van
1 1952 standard bug
1 1963 ragtop
1 1960 ragtop
2 1954 ovals
1 1956 oval baja project
1 1957 oval flying flea

68AutoBug Beetle Restorer - Experience over 138\% - YIKES --

11,654 posts · joined Aug 2002 ·

#690971
In NSW You need to get a green slip with Your Registration [third party insurance]
and it can be hundreds cheaper..
If Your car is Insured....

I have to remind them [NRMA] every year as NRMA classic insurance is seperate from ordinary NRMA insurance...

otherwise i'd be down a lot of money each year...

Lee


PS: the insurance companies are out for every dollar they can get from You.. lol
- Helping keep Air Cooled VWs on the road - location: SCONE in the Upper Hunter Valley - Northern NSW 320 kms NNW of SYDNEY---

pod i`ve got to finish this thing one day

4,980 posts · joined Dec 2003 ·

#690992
i have my baja on laid up insurance with shannons as i build it,and it hasnt been regoed for a few years👍
meetings 1st sunday of the month
check wbsite for location
All Welcome
http://www.flatfour.org/
and on Facebook https://www.facebook.com/FlatFour

h fractals - an ever changing lifestyle

7,671 posts · joined Feb 2005 ·

#690994
all my oldies with shannons here.. pay by the month,
i keep whats mine and have an agreed $$..
cant beat that.. sweet!
fractal geometry; the inner most limits of mind altering abuse

Fantasy http://seventhchronicle.com

Z = Z2 + C1/r = 1/0 = infinity

Barrels www.barrelman.com.au

VW Workshop - aircooledgarage.com.au
allcooled.com.au

thestu Commited Dubber

71 posts · joined Jan 2009 ·

#692165
i wish i could go with shannons but i can't... i'm only 18 🙁

i have no idea what i'm going to do when i get my beetle regoed!!

BillK Commited Dubber

50 posts · joined Oct 2006 ·

#692178
thestu wrote:i wish i could go with shannons but i can't... i'm only 18 🙁

i have no idea what i'm going to do when i get my beetle regoed!!
I suggest you actually go in and talk to Shannons - They will consider insuring you - even at 18! Prove to them that you are an "enthusiast" show that YOU are doing or are keenly involved with car restoration or mechanics etc - if you can do an advanced driver training course or car control course it helps build your experience points in your favour . My daughter - age -18 - Car - beetle - Insurer? SHANNONS.. You just have to talk to them.👍
"Manuel" 1969 1500 Beetle

thestu Commited Dubber

71 posts · joined Jan 2009 ·

#692185
SCORE!!!! i will be on the phone to them asappppp! 😀

eraser Fahrvergnugen

970 posts · joined Mar 2005 ·

#692213
Just keep in mind if they say do you have any speeding fines you say "no" even if you have they cant legally find out if you have any.

I'm sure I'm going to be attacked over saying that.

vwsteve karmann crazy

2,087 posts · joined Jul 2006 ·

#692215
ha ha, yeh eraser you will get attacked over that one, i think you will find they can find out later and up your excess or deny your claim🙂
for all of you out there, i know shannons is good with classic cars but you should still shop around, shannons was nearly double the price with karmann ghias compared to who i am with, just a thought🙂
1 1963 356b porsche coupe
2 1960 karmann ghia cab
1 1965 karmann ghia cab
1 1966 karmann cab
1 1961 split ute
1 1967 split p/van
1 1952 standard bug
1 1963 ragtop
1 1960 ragtop
2 1954 ovals
1 1956 oval baja project
1 1957 oval flying flea

mickmick Seriously Crusin Dubber

112 posts · joined Dec 2008 ·

#692440
Yeah Rexy, that was the case with me also, double the amount with Shannons compared to GIO. 😀
Now taking donations to help make a Beetle healthy again 😂

REDKG Officially Full-On Dubber

327 posts · joined Aug 2002 ·

#692559
did you declare that the car was modified? (wheels , motor and exhaust) most insurers will only cover factory options.

68AutoBug Beetle Restorer - Experience over 138\% - YIKES --

11,654 posts · joined Aug 2002 ·

#692610
Shannons are good if you can tick all the good boxes...

under 25 X
no insurance before X
no no claim bonus X
no good driving history X

You really can't do anything about these things when you are 18...

but pay the money... a lot of money....

if You put the insurance in someone elses name...
until You are 25..
then You still don't have
- a no claim bonus -
or been insured before....
so no good insurance record...

although it should be cheaper when you are over 25...
may NOT be much more though....

Sorry I couldn't help..

LEE

http://community.webshots.com/user/vw68autobug
- Helping keep Air Cooled VWs on the road - location: SCONE in the Upper Hunter Valley - Northern NSW 320 kms NNW of SYDNEY---

Volksaddict Wolfsburg Wizard

533 posts · joined Dec 2004 ·

#692708
Best deal on my ghia was NRMA
Cheers&Beers
Ray V

mickmick Seriously Crusin Dubber

112 posts · joined Dec 2008 ·

#692949
Yeah i declared the 1916 engine, wheels, disc brakes, exhaust, seats and stereo. GIO had no problem with it. Shannons wanted alot more detail and it had to be garaged as well.
Now taking donations to help make a Beetle healthy again 😂

timmyj Casual Dubber

20 posts · joined Jan 2009 ·

#694387
I'm with Shannons for the beetle and they cover my daily drive too.

I told them about everything on the beetle, lowered, suicide doors engineered, even the shaving of the handles. If i wreck the car they pay me and i get to keep the mess too.

I don't pay more that $350 per year. But I've got no fines in the past 7 years and I'm over 25, the car lives in a garage in a reasonable suburb.

Shannons really are case by case.

1SlowBeetle Commited Dubber

56 posts · joined Sep 2007 ·

#696800
I've been with Shannons for years, since NRMA told me that wide wheels and a spots steering wheel was unreasonable.

I have all my cars, on and off the road insured (most off) and they have been great. They know all the mods and they know about my one speeding fine... per year... and it's still reasonable. For 1 bike and 2 cars in the garage and my 59 bug with a 1916 parked off street it costs me $34 per month. I must admit that I do have a full 60% no claim.

I wouldn't go anywhere else since the money and my experience when I have claimed is all good. That's my case anyway.

Oh, I drive the bug everyday and everywhere I go...
59 bug w 1916cc

barls Administrator Causer of Chaos and Mayhem

9,473 posts · joined Jun 2004 ·

#696808
with shannons as well. great deal with agreed value, people that understand cars working the phone, salvage rights, my choice of repairer and one free windscreen replacement a year.
“We all pay for life with death, so everything in between should be free.” Bill Hicks
the chaos project - click me

beetleboyjeff Custom Title Time!

1,790 posts · joined Feb 2009 ·

#696831
I would also recommend Shannons. I was with NRMA for about 20 years, then when my daughter ran my bug off the side of the Walcha mountain and I wanted to claim, I had about 3 months of angry phone calls to keep my car. It had a brand new 1916 in it (only about 1500km on it) and heaps of other goodies, all of which had been declared.

Once I got eventually got the car back and repaired it, I went with Shannons. I have had a few speeding fines, a biggish claim when I went up the back of a suzuki which drove it up the back of a commodore, and a windscreen claim. They have been fantastic at every move. We also had our Mk 3 VR6 golf with them, and now have the V5 Bora with them. I think we pay $116 per month, which is for both cars, but I reckon it is well worth it.
From your ole' mate Jeff

silver Dangerous when poked

2,169 posts · joined Dec 2002 ·

#696855
But they wont touch a Business Use Splitty!
Keeping it real !

barls Administrator Causer of Chaos and Mayhem

9,473 posts · joined Jun 2004 ·

#696941
thats strange because the old man has his navara insured with them and its the work car.
“We all pay for life with death, so everything in between should be free.” Bill Hicks
the chaos project - click me

68AutoBug Beetle Restorer - Experience over 138\% - YIKES --

11,654 posts · joined Aug 2002 ·

#696966
Volksaddict wrote:Best deal on my ghia was NRMA
was that NRMA Classic car insurance??
where You get the car back if its a write off..
or normal NRMA??

LEE
- Helping keep Air Cooled VWs on the road - location: SCONE in the Upper Hunter Valley - Northern NSW 320 kms NNW of SYDNEY---